For the record, the tax exemption for mortgages vanishes quickly unless you have other deductions you can leverage. In all the years of my home ownership it always has and still does make more sense for me to claim the standard deduction. But still I prefer to pay my mortgage than to pay my landlord's mortgage. But Dave Ramsey has a point, saving up and paying cash would have been better.
For the record, the tax exemption for mortgages vanishes quickly unless you have other deductions you can leverage. In all the years of my home ownership it always has and still does make more sense for me to claim the standard deduction. But still I prefer to pay my mortgage than to pay my landlord's mortgage. But Dave Ramsey has a point, saving up and paying cash would have been better.
Ramsey makes people mad because his advice is too simple. People want goofy tips and hacks, not straightforward logic and hard work.
Yep